New Members

Ideal for under 35’s

If you’re fit and healthy, chances are your budget is tuned for entertainment, travel or a house deposit rather than medical expenses, which can mount up.

UniMed’s Health Positive Plan reimburses you for day-to-day health expenses – such as GP, prescriptions, dental, prescription glasses and more. This is all from just $5.37 a week.

  • Reduces the impact of health expenses on your pay packet with speedy reimbursement of either 50% or 80% of day-to-day health expenses.
  • Get over $10,000 cover per year.
  • If you’re active you can still claim: physio, acupuncture, massage and chiropractor expenses.

What are you covered for?

There are two levels of reimbursement to choose from, either 50% or 80%. This means the specified percentage of actual costs will be payable, subject to UniMed’s usual and customary charges. The Health positive plan excludes major surgery, hospital visits or healthcare services performed in specialists’ rooms.

Dental Benefits

Dental benefits

  • Routine examinations, scale and polish, fillings, extractions and x-rays
  • Wisdom teeth extraction
  • Treatment by a registered orthodontist
Optical Benefits

Optical benefits

  • Prescription glasses or contact lenses
  • Routine eye test
Health Maintenance Benefits

Health maintenance benefits

  • Treatment by registered physiotherapists, chiropractor and podiatrist
  • Homeopathy, including medication
  • Acupuncture
  • Remedial massage therapy
  • Dietician
GP Benefits

GP benefits

  • GP consultations
  • Prescriptions – user part charges for prescription items on the NZ pharmaceutical schedule and prescribed by a registered medical practitioner
  • Treatment by a registered orthodontist
Specialist Consultations

Specialist consultations

  • Consultations with a Specialist Registered Medical Practitioner, on referral from a GP
  • Diagnostic investigations on referral from a specialist. Includes x-rays, ultrasounds, ECG, EEG, CT scans, MRI scans and diagnostic blood tests
Loyalty Benefits

Loyalty benefits

  • Loyalty benefit for screening services. Linked to smear and prostate tests, mole checking, mammogram, bone density scan and colonoscopy
  • Childbirth grant


Cover for pre-existing conditions is included and we don’t require you to provide details of your medical history.

If you choose to upgrade to a UniMed surgical plan you will need to complete a full medical declaration relating to medical conditions and your medical history at the time of the upgrade.

If you choose to upgrade from the 50% plan to the 80%, the stand down periods will start again and the higher level of cover will apply at the end of the stand down period. During the new stand down periods you will remain at 50% cover.

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Major surgical

Need something with a little more grunt? Our major surgical plan covers surgical expenses with the option to add on any extras you might need.