Helping you support your people

We offer flexible Health Insurance products to suit the health and wellbeing needs of our business clients. We are privileged to manage over 400 employer Health Group Schemes covering more than 40,000 staff and family members.

We’re flexible and offer value for money health and wellness services.

Our Health Plans provide value for money, without compromising on quality health and wellness care. We can tailor plans to meet your business needs and budget. Our health insurance products are flexible so you can pick and choose the best care for your people. We also offer wellness services from mental health support and preventative care offers such as skin checks and first aid training for all Members.

We’re experienced.

With more than 40 years of experience, we are now one of the largest providers of employment-based group schemes in New Zealand. We have over 400 schemes covering a wide range of businesses. This means that you can have confidence that we have the experience to manage your group scheme.

We’re financially strong.

We’re proud of our strong financial position with an A (Excellent) Financial Strength Rating from AM Best. 

Financial Strength Rating Scale

For information about the Rating Scale, Category Definitions, and Rating Disclosure, see the AM Best Ratings Guide.

Learn more about AM Best:

Secure: A++, A+ (Superior)  |  A, A- (Excellent)  |  B++, B+ (Good)

Vulnerable: B, B- (Fair)  |  C++, C+ (Marginal)  |  C, C- (Weak)  |  D (Poor)  |  E (Under Regulatory Supervision)  |  F (In Liquidation) 

Our not-for-profit status means surpluses are used to offset subscription costs and are reinvested to benefit our Members. We go the extra mile to ensure our Members can access the health care and wellbeing support they need, when they need it. We build communities of organisations and connect people with like-minded interests, to learn and share knowledge and experiences, and access services that support their individual health and wellbeing needs.

Efficient administration means low operating expenses. Our not-for-profit status means surpluses are used to offset subscription costs and are reinvested to benefit our Members.

We’re fast.

We are proud of our excellent claims process – averaging two to three working days for most claims.

It’s easy to switch.

For employers who have an existing scheme, we make the transition easy. Your Key Account Manager can discuss how this could work for your scheme, and we have a team ready to run this process for you. To make the transition easy, we cover the pre-existing conditions* of your employees to ensure they are not disadvantaged when they switch to UniMed.

* Please refer to our Information for employer schemes under our Frequently Asked Questions.