Choose individual & family Health Plans

Need health insurance for yourself or your family? Thinking about switching providers? We’ll help you find a quality, affordable plan that gives you confidence that your health is in good hands.

Health Plans that fit your life

Health Positive

Health Positive

If you value prevention and want help covering everyday health costs (GP visits, physio, dental, and other health maintenance services).

UniCare Advantage

UniCare Advantage

All-in-one cover for hospital, surgical and everyday care. UniMed pays up to 80% of treatment costs, within benefit limits.

Hospital Select

Hospital Select

For those who want maximum protection through comprehensive and customisable cover. It includes our highest level of cover for general surgery.

SmartCare+ & SmartCare

SmartCare+ & SmartCare

Comprehensive cover for those who make their health a priority. It includes our highest level of cover for non-Pharmac subsidised drugs. SmartCare is a lower-cost alternative to SmartCare+.

COMING SOON

SmartStay

SmartStay

The only New Zealand health insurance for visitors or workers on short-term visas (under two years) who aren’t eligible for publicly funded healthcare.

COMING SOON

ParentStay

ParentStay

ParentStay is for people who have applied, or are in the process of applying, for the Parent Boost Visitor Visa.

KidSmart

KidSmart

The only New Zealand health insurance plan designed for children. Guardians can insure dependants without needing cover themselves.

COMING SOON

Business health insurance for your workplace

Support your team’s health and wellbeing by partnering with UniMed today

More than 500 New Zealand businesses trust UniMed to deliver tailored health insurance solutions that go beyond the basics. 

We specialise in flexible, cost-effective Health Plans that don’t compromise on quality. Working closely with employers and Advisers, we offer plans that meet the unique health and wellbeing needs of each team, to help businesses care for their people and foster a healthier, happier workforce. 

Learn more