Choose individual & family Health Plans
Need health insurance for yourself or your family? Thinking about switching providers? We’ll help you find a quality, affordable plan that gives you confidence that your health is in good hands.
I am grateful that UniMed is in my life and I highly recommend them to anyone thinking of getting health insurance.Rachel
Health Plans that fit your life
Health Positive
If you value prevention and want help covering everyday health costs (GP visits, physio, dental, and other health maintenance services).
UniCare Advantage
All-in-one cover for hospital, surgical and everyday care. UniMed pays up to 80% of treatment costs, within benefit limits.
Hospital Select
For those who want maximum protection through comprehensive and customisable cover. It includes our highest level of cover for general surgery.
SmartCare+ & SmartCare
Comprehensive cover for those who make their health a priority. It includes our highest level of cover for non-Pharmac subsidised drugs. SmartCare is a lower-cost alternative to SmartCare+.
COMING SOON
SmartStay
The only New Zealand health insurance for visitors or workers on short-term visas (under two years) who aren’t eligible for publicly funded healthcare.
COMING SOON
ParentStay
ParentStay is for people who have applied, or are in the process of applying, for the Parent Boost Visitor Visa.
KidSmart
The only New Zealand health insurance plan designed for children. Guardians can insure dependants without needing cover themselves.
COMING SOON
Business health insurance for your workplace
Support your team’s health and wellbeing by partnering with UniMed today
More than 500 New Zealand businesses trust UniMed to deliver tailored health insurance solutions that go beyond the basics.
We specialise in flexible, cost-effective Health Plans that don’t compromise on quality. Working closely with employers and Advisers, we offer plans that meet the unique health and wellbeing needs of each team, to help businesses care for their people and foster a healthier, happier workforce.