ParentStay
ParentStay is for people who have applied, or are in the process of applying, for the Parent Boost Visitor Visa.
Health Plan highlights
- Designed specifically for visa holders in New Zealand
- Covers both public and private hospitalisation and surgical procedures
- Includes Active Benefits and Active Care services
Quality health insurance for your time in New Zealand
SmartStay is the only New Zealand health insurance product designed specifically for people on temporary work and visitor visas who are not eligible for publicly funded healthcare. It provides cover for both public and private healthcare in New Zealand.
SmartStay contains benefits for major health needs, including surgical treatment, cancer care, hospital stays, and other serious medical events.
You can then tailor your policy with additional modules that work for you, your family and your budget. There are additional modules available for Specialist and GP cover.
The following criteria apply to SmartStay eligibility:
- If you are on an eligible New Zealand work or visitor visa that is valid for fewer than two years, or otherwise not eligible for publicly funded healthcare in New Zealand.
- The primary member on the policy must be aged between 18 - 69 years old at the time of application.
- You can add a spouse, partner or children (under the age of 25) at any time.
If you are coming to New Zealand on a Parent Boost Visitor visa, check out our ParentStay Health Plan.
How does it work?
- All SmartStay policies have the Hospital and Surgical base plan.
- You can choose to add any of our additional modules for yourself or any of the other additional Members on the policy.
- Excess options are available for the Hospital and Surgical base plan and the Specialist module. These apply per person and per policy year.
- Customise your cover with different modules and excess levels for each member covered by the Health Plan.
Summary of benefits
This information is a summary only. Cover is subject to underwriting and the terms, conditions, limitations, exclusions and eligibility criteria set out in the Health Plan document.
Surgery and Hospitalisation
T&Cs and limits apply
- Private or public hospital costs
- Surgeon and anaesthetists' fees
- Oral Surgery
- Pre- and post-operative diagnostics, consultations or tests
Cancer Care
T&Cs and limits apply
- Private or public hospital admission
- Radiation oncology
- Chemotherapy
Mental Health
T&Cs and limits apply
- $1,000 per member per year for mental health consultations
- Additional $1,000 available with the Specialist module
Additional modules
Enhance your cover with additional options to better support your healthcare needs while living in New Zealand. Cover is subject to underwriting, terms, conditions, limitations, exclusions and eligibility criteria in the Health Plan.
Specialist Module
- Specialist consultations
- Diagnostic tests and treatment
- Mental health consultations
GP Module
- General practitioner consults
- Nurse consults
- Laboratory tests
- Prescription drugs
Here are examples of how you’d be covered
Matias' story (example)
Sora's story (example)
A proactive approach to wellbeing
Additional benefits included in cover
Our Health Plans also include Active Benefits and Active Care, a range of wellbeing services designed to help prevent illness, boost energy, and support lifelong wellbeing.
Explore more benefits available through UniMed health insurance:
- Mental health support
- Bowel screening kits
- Nutrition and fitness consults
- Skin checking technology
- Cancer coaching
- Access to online GP advice
T&Cs and limits apply.
Get a quote today
Whether you’re new to health insurance or ready to switch, UniMed makes it simple to find the right plan for you. Find affordable, flexible health plans designed to fit your life and budget.
This webpage is intended as an information guide only and does not constitute financial advice or form part of the policy document or any contract with UniMed.
Cover is subject to underwriting, the terms, conditions, limitations, exclusions and eligibility criteria set out in the Health Plan document.
Why Choose UniMed?
UniMed is a not-for-profit health insurer established 45 years ago to help New Zealanders access better healthcare. Our mission is to support lifelong health for New Zealanders and their whānau by continually improving our services to meet Members’ changing needs.
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